🥭 Sawan Ruam
Sawan Ruam programs overview
Our Programs

Three Programs, One Purpose:
Clearer Financial Understanding

Each workshop is focused, practical, and designed for adults who want to understand the financial systems that affect their lives in Thailand — not just hear about them in general terms.

Back to Home
Our Approach

How We Structure Every Program

Every Sawan Ruam program follows a consistent structure: we begin with core concepts explained in plain language, build gradually to applied examples drawn from Thai financial reality, and conclude with practical tools participants take home and use independently.

The pace is intentional. We do not rush through content to fill a syllabus. If a concept needs revisiting, we revisit it — because understanding matters more than coverage.

Sessions are led by facilitators who work within Thai financial systems professionally, ensuring the content reflects actual practice rather than textbook theory.

Foundational

Core concepts before complexity

Thai Context

Specific to local law and practice

Practical Output

Templates and worksheets to keep

Open Q&A

Questions welcomed throughout

Interest Rate Literacy Workshop
Program 1

Interest Rate Literacy Workshop

1 Evening Session ฿3,400

A single evening of focused, approachable instruction on the mechanics of interest rates — and how they ripple through savings accounts, personal loans, mortgages, and the broader economy. Designed for those who have always wanted to understand this topic properly but never found the right moment or environment to do so.

What You'll Cover:

  • How compound interest works — and why it matters over time
  • Comparing savings rates across Thai financial institutions
  • The Bank of Thailand's policy rate and what it means for your finances
  • Reading and comparing loan product terms clearly

Session Steps:

  1. 01Welcome and foundations — what interest actually is
  2. 02Simple vs. compound interest with worked examples
  3. 03Reading Thai bank product documentation
  4. 04Central bank rates and their effect on personal finance
  5. 05Applying the knowledge — open Q&A and worksheet completion
Enquire About This Program
Program 2

Property Tax & Transfer Education

3 Half-Day Sessions ฿7,500

A focused three-session program for anyone dealing with — or planning ahead for — property ownership, transfer, or sale in Thailand. Thai property transactions involve several distinct tax and fee structures that many people find confusing until they are laid out clearly.

What You'll Cover:

  • Transfer fees: how they are calculated and who pays what
  • Stamp duty and when it applies vs. specific business tax
  • Withholding tax on property — buyer and seller obligations
  • Land Department procedures and documentation

Session Structure:

  1. 01Session 1 — Transfer fee mechanics and Land Department roles
  2. 02Session 2 — Stamp duty, specific business tax, and withholding tax
  3. 03Session 3 — Worked examples, real scenarios, and Q&A
Enquire About This Program
Property Tax and Transfer Education
Complete Financial Dashboard Creation
Program 3

Complete Financial Dashboard Creation

5 Sessions · 3 Weeks ฿14,200

Our most comprehensive program — a hands-on experience where participants build their own personal financial dashboard over five sessions. By the end, each participant has a working overview of their complete financial picture: every account, asset, liability, income stream, and goal in one organised view.

What You'll Build:

  • A complete asset and liability register
  • An income stream map — regular, occasional, and future
  • A goal-tracking framework suited to your situation
  • Both a digital spreadsheet version and a paper template

Session Sequence:

  1. 01Session 1 — Understanding your current financial position
  2. 02Session 2 — Assets and liabilities: what counts and how to record it
  3. 03Session 3 — Income streams and their stability
  4. 04Session 4 — Goal-setting and timeline mapping
  5. 05Session 5 — Completing your dashboard; review and Q&A
Enquire About This Program
Compare Programs

Which Program Is Right for You?

Each program stands independently — there is no requirement to take them in sequence. This overview can help you decide where to begin.

Feature Interest Rates Property Tax Dashboard
Duration1 evening3 half-days5 sessions
Price฿3,400฿7,500฿14,200
Take-home materials
Personal dashboard builtNoNo
Thai tax law coveredPartial
Best forSavings & loan understandingProperty decisionsFull financial picture
Standards

Across All Programs

Privacy & Data Protection

All participant information is handled in accordance with Thailand's PDPA. We do not share data with third parties.

Regularly Updated Content

Curricula are reviewed twice annually and updated to reflect current Thai law, Revenue Department changes, and Land Department guidance.

No Product Sales

No financial products are ever promoted, recommended, or sold within any Sawan Ruam session. Education is our sole purpose.

Capped Group Sizes

Maximum 14 participants per session — maintained consistently to protect the quality of participation and facilitation.

Post-Session Support

Participants may send follow-up questions by email within 30 days of their session. Facilitators respond within 3 working days.

Accessible Venue

Our Ekkamai venue is accessible and equipped with comfortable seating, refreshments, and good acoustics — designed with adult learners in mind.

Pricing

Clear, All-Inclusive Fees

All program fees include course materials, printed reference sheets, and refreshments. No extras, no upsells.

Interest Rate Workshop

฿3,400

1 evening session

  • All materials included
  • Refreshments provided
  • 30-day email follow-up
Enquire
Most Enquired

Property Tax Program

฿7,500

3 half-day sessions

  • All materials included
  • Thai-language reference sheets
  • Refreshments each session
  • 30-day email follow-up
Enquire

Dashboard Program

฿14,200

5 sessions over 3 weeks

  • Digital & paper templates
  • All materials included
  • Refreshments each session
  • 30-day email follow-up
Enquire

Not Sure Which Program to Choose?

That is perfectly fine. Get in touch and we will have a brief, low-key conversation to help you decide — or confirm that now may not be the right time at all.

Send a Message